There’s no annual fee on the U.S. Bank Visa Platinum either, so you can save on interest without an annual investment. Just keep in mind that a 3% balance transfer fee applies with a minimum of $5 if you choose to transfer balances from other cards to your new account.

What is the difference between Visa Classic and Visa Platinum?

VISA Classic Credit Card: This category of VISA Cards are the most used in the world, and offers 24/7 assistance in case of an emergency. People generally use this card for shopping, travel, or dining transactions. VISA Platinum Credit Card: As the name suggests, this is a premium card offered to you by VISA.

What does Visa Platinum mean?

Visa Platinum® Visa Platinum is a card full of potential, with higher spending limits and greater purchasing power. Visa Platinum card is the choice of consumers who want more from their cards. You’ve achieved success by demanding more out of life.

👉 For more insights, check out this resource.

Is Visa Platinum a good card?

The Visa Platinum is the second tier of the four Visa credit card types. It’s better than a Visa Classic but less luxurious than a Visa Signature or Visa Infinite. Most Visa Platinum cards require a credit score in the 600s. You might be able to qualify for some with a score in the very high 500s.

👉 Discover more in this in-depth guide.

What are the benefits of Visa Platinum?

Benefits